Which 5 Appliances Really Need an Extended Warranty?

June 20, 2023

A lot of thought goes into buying a new appliance for your home. One of the top concerns you may have is whether or not you’re buying a quality and durable product.

This is especially the case for items that are continuously on, such as refrigerators or stoves and HVACs, that can be expensive to replace every few years. 

In these instances, you may be considering adding an extended warranty. While you may think opting for yet another policy on something as basic as your toaster or your coffee maker, the reality is that larger appliances should always have an extended warranty. 

If you’re still on the fence about this, or you’re not sure which item needs a policy, then this article is definitely for you! Read on as we take a look at the extended warranties you need for your appliances. 

What is An Extended Warranty Exactly?

Simply put, extended warranties are specialized insurance policies on newly purchased items to cover repairs or replacements in the event of a product malfunction. When taken out on the correct items, extended warranties can save you money in the long run. 

For the most part, manufacturers and retailers offer 12 to 24 months warranties, but the good news is that you can often elect to add extra cover plans. Neglecting to opt for the extended warranty will make you fully liable to pay for repairs or replace the item. 

It’s essential to keep in mind that opting to do your own repairs will mean you need to pay for parts and possibly labor. Spare parts may not be readily available, and repairs could take longer than anticipated. Extended warranties ensure that a trusted manufacturer agent takes care of necessary repairs.

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Why Should You Consider An Extended Warranty on Appliances?

Peace of Mind

An extended warranty provides peace of mind, knowing that your appliances are covered for a longer period of time. You won’t have to worry about unexpected breakdowns or repairs, and you can focus on using your appliances without worrying about the cost of repairs.


With an extended warranty, you can easily schedule repairs or replacements without having to go through the hassle of finding a repair technician or paying for repairs out of pocket.

Longer Lifespan 

Appliances are designed to last for several years, but wear and tear can take a toll on their lifespan. An extended warranty can help prolong the life of your appliances by ensuring that they receive regular maintenance and repairs.

They’re Transferable 

Lastly, an extended warranty is often transferable to a new owner if you decide to sell your appliance. This can add value to your appliance and make it more attractive to potential buyers.

Top Appliances That Should ALWAYS Have a Warranty

These days, you can add an extended warranty on just about every item that you purchase–from your waffle maker to your side-by-side luxury refrigerator. If you’re looking to save money on future repairs or replacements, you may be wondering which appliances need extended warranty and for how long? 

  1. Stoves and Ovens

Stoves, whether electric or gas-fired, are complicated to repair on your own, and parts can be quite costly. If your stove is an item you use every day, it’s necessary to invest in an extended warranty. It may also be a good idea to include a cover for any newly purchased microwaves. For stoves, the general cover is two years, but you can extend that if you prefer. 

  1. Refrigerators

If you’ve recently been browsing catalogs or visiting local stores looking at refrigerators, then you’ll know we’ve entered a whole new era of style and efficiency! Furthermore, the hefty price tags may even make you think twice about replacing your old fridge. 

However, if you’re taking the leap and buying a new fridge, it’s essential to purchase an extended warranty. Keep in mind that your refrigerator is on all the time, and you rely on it to keep your food at healthy temperatures

Failing to take an extended warranty will put you at risk for the cost of the repair as well as the replacement of any spoiled food. It’s a good idea to opt for a minimum five-year warranty. 

  1. Washers & Dryers

If you might think getting an extended warranty on your washer or dryer is a bit excessive, then you’ve never faced a mountain of laundry with a broken washer and nothing to wear! 

Whether you’re buying a basic washer or dryer or opting for a more advanced unit with all the bells and whistles, it’s always a good idea to get an extended warranty. Experts recommend opting for a warranty between two and five years. 

  1. HVAC Systems

Since HVAC systems are designed to last for extended periods, many people forgo getting an extended warranty. Despite their general durability, most of these units only come with a standard one or two-year guarantee. 

Considering the cost of buying it and then having it installed, you have to ask yourself, is a basic two-year guarantee really the best option? Depending on where you stay, your air conditioning system may be an essential part of providing household comfort. 

With that in mind, you should always opt for an extended warranty that exceeds the standard guarantee offered by the manufacturer. Not only will you save on maintenance and repair costs, but you’ll have peace of mind that your AC will work when you need it most. 

  1. Dishwasher

Another big-ticket item that many homes use daily – and swear they can’t live without – is the trusty dishwasher. Since most dishwashers come with a steep price tag, it’s always a good idea to opt for an extended warranty that will cover your appliance for at least five years.

Final Thoughts

Deciding which of your appliances really needs an extended warranty depends largely on your emergency repair budget. Realistically, not many of us have those in place in case the stove or washer needs repairs. With that said, investing in extended warranties on larger, more essential items that you use daily is not only a good idea but highly recommended!

By HWM Partnership

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