Home Warranties: Comprehensive Coverage That Protects Your Home’s Worth

February 17, 2021

Everyone knows that the linchpin of the American dream is buying your own home–complete with a white picket fence, a loving spouse, and two and a half kids.

There’s something to be said for the sense of pride, accomplishment, and freedom that comes with the first time you walk into a house you saved up for and purchased. It’s a special rite of passage, sure, but it also means more responsibility. No more calling the landlord when an appliance or major system breaks–when that happens, if you don’t have the protection of a warranty, you could be forced to take on a large and unexpected debt. A great way to look at purchasing a warranty plan is by thinking of it as a proactive investment in your home that adds to its total value and gets protection for real estate professionals. They provide comprehensive coverage that will give you peace of mind, knowing that you are protected financially in case of an emergency.

Add Value to Your House with a Warranty Plan

When you decide to find a plan, one call to a home warranty company is all it takes. You can quickly get a warranty for your home that will cover all of those major systems and appliances that can break down every few years. With a simple and straightforward contract, all of the advantages it offers will not only save you money but will also significantly increase the value of your home. It also adds value because it’s an enticing selling point to a potential buyer if you ever decide to move.

Home Warranty vs. Home Insurance

Many people mix them up, but home warranties are not the same thing as home insurance. Home insurance is mandatory for every homeowner and covers accidental damages, such as fire, storm damage, vandalism, or a tree falling on your roof. However, home insurance falls short on coverage for appliances and major systems, like plumbing or HVAC, that break down or fail due to everyday usage. A home warranty fully pays for these repairs, so you would only be responsible for a flat service fee rather than the entire bill, which could be in the thousands.

Home Warranties Work in Your Favor

When looking at potential warranties, there are multiple advantages to consider. One of the greatest parts of a warranty plan is that they work for you to keep you out of debt and raise the worth of your home. It’s effortless to get the repairs or replacements you need because your provider does everything for you.

Filing a Claim Is an Easy and Straightforward Process

So, let’s say you come home from work one day, and your upstairs master bath has blown a pipe and flooded the entire house with three inches of water. Typically, you would have to call a plumber who provides emergency services and then end up paying an arm and a leg for them to come and attempt to fix the problem. With a home warranty, you just call your company or go online to file a claim, and they send an expert to your home for repairs. It’s that simple! Here’s a more in-depth look at the steps and how the process works.

  1. Find your company

When you’re looking for a company to partner with and sign a home warranty contract, search for a company with special expertise and a personal touch. A great example of a company that provides comprehensive home warranty options and genuinely cares about its customers is 2-10 Home Buyers Warranty. They have an extensive network of service providers and affordable rates, too.

  1. Call your warranty company

When a covered central system or appliance breaks down in your home, the first step is to call the company that holds your warranty. Many providers have online claim filing systems for your convenience, so it’s very straightforward to file. Have all the pertinent information ready before you call or go online.

  1. Wait for the service provider to fix the issue

Once you’ve filed a claim, the next step is waiting for the service provider to come to your home and repair or replace the problem. They will diagnose the issue, obtain any necessary parts, and work very hard to fix it. If it can’t be fixed, the warranty company pays for the purchase and installation of a brand-new replacement.

  1. Pay a low flat rate

Now that the problem is fixed, you only pay a low fixed rate rather than the entire bill. When major systems and appliances fail, it usually costs a couple of thousand dollars. That’s a crushing debt to take on unexpectedly, especially for first-time homeowners who used all of their savings on a down payment or mortgage.

Home Warranties Offer Peace of Mind

When you have the full coverage of both home insurance and a warranty, you will have peace of mind knowing that you are completely protected. No matter what system fails, you can rest easy knowing that you’re covered and have a safety net for any sudden issues with your home. If you ever choose to sell your home, having a warranty is a significant incentive for potential buyers and offers peace of mind for them, too.

A Home Warranty Pays for Itself

Since a home warranty plan is so affordable, it saves you more money in the long run, especially if you have multiple service requests. Since the bill associated with system repairs or replacement is so high, by the time you have just one claim, it will have paid for itself and then some. According to HomeAdvisor, the average cost of plumbing services in 2021 is anywhere from $350 to $2000 or more, depending on the project’s size.

Large Variety of Plans Available

One of the greatest things about selecting a home warranty plan is the wide array of flexible and affordable plans available. Whether you have a mansion or a beach cottage, you can choose the ideal contract for you to fit your needs and budget. It’s possible to have varying amounts of coverage, so there’s a plan for virtually everybody.

Offers Easy Fixes

Another great benefit of a home warranty is that it allows for easy, anxiety-free repairs. Having a significant system or appliance break down in your home is stressful enough without having to worry about every pitfall that comes with searching for and hiring a reliable company on your own. With a warranty, all you do is sit back and call your provider, and they do all the work for you.

Home Warranties Are a Necessity for Every Homeowner

No matter if you are a first-time homeowner or on your third property, purchasing a home warranty to protect yourself is a necessity in 2021. With the cost of repairs so high, a home warranty provides extra coverage and protection from taking on unexpected debt. They offer homeowners extensive coverage options for any primary system or appliance that fails due to daily wear and tear. When you have a warranty plan in place, you get peace of mind knowing that you’re covered in an emergency. Invest in your home’s worth today by purchasing a comprehensive home warranty plan!

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