Cheapest Places To Live In Florida

December 21, 2023

Florida, a state synonymous with sunny beaches and vibrant culture, also offers some of the cheapest places to live in the United States.

This introduction to affordable living in Florida highlights why the state is an attractive destination for people seeking a high-quality life at a lower cost. From retirees to young professionals, the diverse range of inexpensive places to live in Florida caters to various lifestyles and budgets. In this guide, we will explore the unique attributes of each city, focusing on their affordability and quality of life.

The lure of Florida goes beyond its warm climate and scenic beaches, it also includes the low cost of living in many of its cities. This guide aims to provide comprehensive information on the best affordable places to live in Florida, offering insights into housing markets, local economies, and community lifestyles. Whether you’re considering purchasing a home or looking for the cheapest places to rent in Florida, this article will serve as your essential guide.

Top Affordable Cities in Florida

Dade City

Dade City, often regarded as one of the best affordable places to live in Florida, radiates small-town charm coupled with an affordable cost of living. The town’s median home value of approximately $205,000 underscores its status as one of the cheapest places to live in Florida. Dade City’s appeal is further enhanced by its welcoming community, diverse demographic mix, and a range of amenities that cater to different age groups and interests.

Tallahassee

Tallahassee, Florida’s capital, is not only a hub of political and academic activities but also ranks high among the most inexpensive places to live in Florida. The city’s cost of living is notably lower than the national average, making it an attractive option for families and professionals alike. Housing in Tallahassee varies from historic homes to contemporary apartments, catering to a diverse populace, including students, professionals, and lawmakers. The presence of Florida State University adds to the city’s dynamic environment.


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Lake City

Lake City, positioned at the crossroads of major interstates, is another gem among the cheapest places to live in Florida. Known as the “Gateway to Florida,” Lake City is steeped in history and surrounded by natural beauty, offering a peaceful and affordable lifestyle. With average home prices under $275,000 and a cost of living 14.5% cheaper than the national average, Lake City stands out as a top choice for those seeking an inexpensive place to live in Florida.

Gainesville

Gainesville, a vibrant college town, combines southern hospitality with progressive ideals, making it one of the best affordable places to live in Florida. Housing in Gainesville is diverse, ranging from charming bungalows to modern apartment complexes, all priced below the state’s average. The city’s strong economy, anchored by education and healthcare sectors, further enhances its appeal as a location with a low cost of living in Florida.

Affordable Florida Destinations

Melbourne and Palm Bay

Melbourne and Palm Bay, located on Florida’s east coast, offer coastal living at more affordable prices. Melbourne’s downtown area is a hub of activity, with various shops, restaurants, and parks like Wickham Park and Kiwanis Park at Geiger Point. In contrast, Palm Bay, with its median home price of $345,250, offers a city-like feel without the big-city prices, making it one of the cheapest places to live in Florida. Both cities provide an ideal blend of urban amenities and coastal charm at a lower cost.

Kissimmee and Lehigh Acres

Kissimmee and Lehigh Acres present suburban living options that rank among the cheapest places to live in Florida. Kissimmee, with its proximity to Orlando, offers a blend of urban convenience and suburban affordability. With a median home sale price of $345,000, it’s an attractive option for those looking for an inexpensive place to live near a major city. Lehigh Acres, with similar pricing, offers a suburban setting near Fort Myers, providing an affordable alternative to the more expensive coastal cities.

Winter Haven and Lakeland

Winter Haven and Lakeland are ideal for those seeking affordable living between major cities. Winter Haven, known for its proximity to theme parks and a cost of living 8.4% lower than the national average, is one of the cheapest places to live in Florida. Lakeland, with its unique blend of historical and modern elements, also offers affordable living options. Both cities are attractive for their low cost of living and convenient location between Tampa and Orlando.

Cheapest and Safest Places to Live

Tavares

Tavares, known as the “Seaplane City,” Lake Wales, Lady Lake, and Ocala stand out not only for their affordability but also for their safety. Tavares, with its low crime rate and average home price of around $230,000, offers a tranquil lifestyle with various amenities and festivals, making it a preferred choice for those seeking a safe and affordable place to live in Florida. Lake Wales, with its scenic beauty and lower-than-average crime rate, provides a serene environment and is one of the cheapest places to live in Florida. The average home price in Lake Wales is about $165,000, which is considerably lower than the state average.

Lady Lake

Lady Lake, adjacent to The Villages, caters to seniors with its affordable housing and a multitude of senior-friendly amenities. With an average home price around $240,000 and a cost of living index of 92, it offers a cost-effective living option for retirees looking for a low cost of living in Florida. Ocala, famed for its equestrian culture, also stands out among the cheapest places to live in Florida. With an average home price of around $275,000 and a variety of outdoor activities, it appeals to those seeking a blend of affordability and an active lifestyle.

Palm Coast and Palm Bay: Affordable Coastal Living

Palm Coast and Palm Bay are excellent choices for those seeking affordable coastal living in Florida. Palm Coast, with its beautiful beaches and nature preserves, offers a peaceful environment and is considered one of the best affordable places to live in Florida. On the other hand, Palm Bay’s growing community and median home value of $313,651 make it a viable option for those looking for the cheapest places to rent in Florida while still enjoying the benefits of coastal living.

Conclusion

In summary, Florida continues to shine as a beacon for those seeking an affordable yet high-quality lifestyle. The state’s diverse array of cities, from the historic charm of Dade City to the vibrant academic atmosphere of Gainesville, offers some of the cheapest places to live in Florida. Each city provides unique living experiences, catering to different preferences and lifestyles, all while maintaining a low cost of living. 

It’s no surprise that according to Teleport Moving services, a significant number of people are gravitating towards these cities, drawn by their affordability and the quality of life they offer. This trend underscores the growing appeal of Florida’s most budget-friendly locales. 

Whether it’s the coastal allure of Palm Bay or the serene retirement community in Lady Lake, Florida’s array of inexpensive places to live presents a wealth of opportunities for those seeking a balance between cost and comfort. As more people discover these hidden gems, these cities are poised to grow and evolve, further enhancing their appeal to new residents.

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