Did you know that you can probably get 3 to 4 vehicle-related accidents in your lifetime? Though it may not necessarily be fatal, it is still essential to have an insurance company to back you up just if something happens to you. Insurance companies protect you from suffering from financial loss brought by burglary, natural disasters, and of course, accidents. A frequent myth believed by most drivers is that you don’t need to get in touch with your insurance company if you are not at fault.
Whether it is a minor crash or something serious, dealing with accidents can be a pain in the neck. That’s why we provided a list regarding why you should notify your insurance company immediately after a car crash.
1. You are Legally Required to Do It
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When you avail the services of an insurance company, it is in their policy to require you to inform them immediately when you had an accident regardless of whose driver is at fault. If you don’t comply with your insurance company’s policies, then besides the cost of the accident, you may also face penalty fees for breaching your contract. This will also lead them to deny you the coverage of your insurance.
2. Your Insurance Company is Obligated to Defend You
There are some instances when even if the other driver is at fault, they may reverse the table and blame you for the accident and then file a lawsuit against you. If this happens to you, it is one of the duties of your car accident insurance claims attorney to arrange a defense for you. It is usually chargeless and is stated in your contract.
3. To Get Help on Filing a Claim
When in a severe accident, it is easier to leave your company to make the car insurance claims while you focus on recovering. It is a request to your insurance company to get financial assistance to compensate for the expenses caused by the incident. Your insurance company will ensure that things will be straightened out for you. However, it is important to note here that you should only file a claim when the damages are significantly less than your payout.
4. Assistance in Car Repairs
It may take a lot of months for insurance companies to resolve. However, you can’t wait that long to fix your car. When your insurance company is notified of the accident, your insurance coverage will allow you to settle your vehicle’s necessary repairs. They will also find the settlement possible that would be the best for you.
We never know what might occur; it is better to come prepared when that unthinkable happens. That is why insurance companies are here to help you from financial troubles caused by property damage, medical fees, and legal claims. It is imperative to reach out to them right away to keep your insurance company from having the grounds to deny you the privileges that should have been available to you. Stay financially protected and call your insurance company.